Talk to me about Civics....

lucas · Post by **lucas** » Sun Jun 09, 2013 11:27 pm

the wifes EK3 1.5 lsi (eco engine) was cheaper to insure than an ej9

and hasmore bhp lol

we bought it 6 months ago looking like this...

and as of today.. it looks like

Shiny · Post by **Shiny** » Mon Jun 10, 2013 9:22 am

Toyotas, Mitsubishis etc will all carry a few extra insurance groups, so no better off than a Honda. At least i have a reasonable knowledge of Hondas, so can teach the boys something.

Been watching your build thread Lucas. I'd have to resist the temptation to modify it though

Post by **rob quilter** » Mon Jun 10, 2013 9:29 am

My misses had a Mitsubishi Colt 1.3 glx for her first car, looked alright, we put aftermarket wheels on it. Her insurance was £800 for her first year driving.

Shiny · Post by **Shiny** » Mon Jun 10, 2013 9:38 am

Something like this would be ideal, but Leicester is a bit far away - http://www.gumtree.com/p/cars-vans-moto ... to-content

Shiny · Post by **Shiny** » Mon Jun 10, 2013 9:40 am

Insurance on a low group car will be circa £2.5k or more

If i insure it legitimately in my name using my NCB with him noted as the main driver, rate is more like £1.4k.

God knows what the rates will be like in a year or so!

Post by **rob quilter** » Mon Jun 10, 2013 9:48 am

How about a civic saloon? I imagine they may be cheaper because they are less 'boy racer'.

Post by **indigolemon** » Mon Jun 10, 2013 10:06 am

Is there any mileage in going for an older Honda in terms of lower insurance?

Shiny · Post by **Shiny** » Mon Jun 10, 2013 10:15 am

Older models tend to be higher rated due to NCAP ratings and cost of parts, so what you gain in age of vehicle discount you lose in vehicle group rating.

Civic saloon? Are you on about the 5dr hatch that looks like a Rover 400?

Small cars just don't really rock me, they never have, but i quite like the EK shape 3 door Civic. I think i've convinced myself either a 1.4 Sport or the 1.5 Vtec. Just need to find a cheap one reasonably local to me.

Post by **indigolemon** » Mon Jun 10, 2013 10:25 am

Shiny wrote:Older models tend to be higher rated due to NCAP ratings and cost of parts, so what you gain in age of vehicle discount you lose in vehicle group rating.

Ah right, fair enough then

Shiny wrote:Civic saloon? Are you on about the 5dr hatch that looks like a Rover 400?

These things? http://www.autotrader.co.uk/classified/ ... 6087193434 - I quite like them myself. Thanks to the MB6 there are a lot of nice yet subtle things that can be done

Post by **Vtecmec** » Mon Jun 10, 2013 10:35 am

That's what the wife has, same standard alloys too. I do over a 1000 miles a month in it, and it's all very comfortable. It feels like a bigger car on the inside too.