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how much do you guys pay for your insurance for your ludes?

Banter goes here, and doesn't have to be Lude related
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h10ndr
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Post by h10ndr » Fri Jul 20, 2012 5:14 pm

Drrrr... :facepalm:

Thanks...are we supposed to be able to post in this forum or is it just for their ads?
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Tom
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Post by Tom » Fri Jul 20, 2012 5:31 pm

Age 33, 3 years NCB, paying £320 fully comp with Elephant, few light mods declared too (lower springs, different wheels).

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grant_day
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Post by grant_day » Fri Jul 20, 2012 5:49 pm

Age 24: 7 yrs no claims bonus, just got a renewal price of 460, all mods declared .. fairly reasonable I think. Jdm BB4 :D

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rob quilter
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Post by rob quilter » Fri Jul 20, 2012 6:19 pm

29
7 years no claims
0 points
2.0 all mods declared

£380 fully comp.
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Donald
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Post by Donald » Fri Jul 20, 2012 6:30 pm

23
2yrs NCB
3 points
1 accident about 4 years ago (still unresolved! :?)
'99 2.2

Cheapest insurers last year wanted ~1800 quid FC, felt that was a bit steep but considering I was paying not much less for a 1.8 406 shitbox on 3PFT I paid it anyway... renewal time came around and the same company wanted 2500 :lol: Then Admiral gave me a low low quote of 770. Heard bad things about them but the next cheapest was actually Sky at 950-1000ish. When we're talking about the difference of 200odd quid and you're skint... well what can you do :roll:

Next year though my license will be points free and my accident will be outside the 5 year time frame they like to know about, so hopefully it'll be even cheaper ;)

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Sailor
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Post by Sailor » Mon Jul 23, 2012 12:30 am

£343. Two drivers. Old enough for the best quote on a Nissan GT-R to be a smidgin over £500.
Smug or what?

(Not that I could afford it ... but I had to find out, surely?)
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skyrocket
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Post by skyrocket » Mon Jul 23, 2012 10:48 am

had a read thought id check out my renewal

currently with sheilas wheels...

34 9yrs ncb no convictions accident history etc with my mrs on as named driver

currently £292 fully comp

sounds great yeah...

then i called to change my address (bearing in mind my policy ends aug 28th)

woman on other end gasped, checked through all my details again then asked me to sit down

policy was £292.....now £5500!!!!! i asked to speak to her manager and she could only suggest my new house was in a high risk area...to which i replied that i lived two roads down a year and a half ago and paid around £300 with the same postcode bar one letter!! if i was to cchange my policy id be looking at £1200 extra for the remainder of my policy...at which point the kind insurer said...'GIVE US A CALL BACK WHEN YOU MOVE MR CLARK'....which in my eyes says you aint spoke to us wait till you renew.

so i set about looking for new quotes...got it down to about £450....expected it to go up a bit as ive been lucky and its only gone down the last few years.
I wouldnt mind if i lived in afgan or beruit....

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indigolemon
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Post by indigolemon » Mon Jul 23, 2012 11:36 am

h10ndr wrote:Drrrr... :facepalm:

Thanks...are we supposed to be able to post in this forum or is it just for their ads?
Sorry man, just spotted this. You should be able to post in the main insurers forum and ask questions etc (The specific areas for Sky/Greenlight are for them only). If you'd rather keep it between you and one of the insurers, just PM them. HTH!
'On two occasions I have been asked, 'Pray, Mr. Babbage, if you put into the machine wrong figures, will the right answers come out?' I am not able rightly to apprehend the kind of confusion of ideas that could provoke such a question.' - Charles Babbage

preludebaz1977
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Post by preludebaz1977 » Mon Jul 23, 2012 12:42 pm

skyrocket wrote:had a read thought id check out my renewal

currently with sheilas wheels...

34 9yrs ncb no convictions accident history etc with my mrs on as named driver

currently £292 fully comp to 5500 ....

sounds great yeah...

then i called to change my address (bearing in mind my policy ends aug 28th)

woman on other end gasped, checked through all my details again then asked me to sit down

policy was £292.....now £5500!!!!! i asked to speak to her manager and she could only suggest my new house was in a high risk area...to which i replied that i lived two roads down a year and a half ago and paid around £300 with the same postcode bar one letter!! if i was to cchange my policy id be looking at £1200 extra for the remainder of my policy...at which point the kind insurer said...'GIVE US A CALL BACK WHEN YOU MOVE MR CLARK'....which in my eyes says you aint spoke to us wait till you renew.

so i set about looking for new quotes...got it down to about £450....expected it to go up a bit as ive been lucky and its only gone down the last few years.
I wouldnt mind if i lived in afgan or beruit....
thats terrible , how can they justify going from 292 to 5550 (they must of had a typo error )
Looking for a Gen5 Lude very soon....
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