Caught with no MOT twice

jozefsan · Post by **jozefsan** » Fri Mar 21, 2014 6:26 pm

no MOT no insurance, even if you fail MOT test your insurance is invalid. car what is not road worthy cant be insured

Post by **rob quilter** » Fri Mar 21, 2014 6:36 pm

Gayno wrote:Well seems you guys can deal with this calmer than I can.

Stuff like this really winds me up. Especially since the OP lives in Bristol, so I assume his "mate" does also and my Mrs is currently living down there while doing a work placement, so I suppose this has hit a personal nerve with me as well.

Boils my body lemonade too, I wasn't saying I was ok with it.

Post by **Donald** » Fri Mar 21, 2014 6:49 pm

Seconding Rob's point. ^

No MOT is not an endorsable offence and only £100 fine though.

Shiny · Post by **Shiny** » Fri Mar 21, 2014 7:20 pm

Er, it always used to be an insurance condition that car was roadworthy.

However, increasingly insurers are also stating that the car must have a valid mot in force.

This will be contained in the general conditions of the policy booklet near the back.

If your mates policy states that it must have a valid mot I'm force, then he can't legally drive it to the mot station on Monday either, as his insurance won't be valid. He will either need to trailer it (not tow) or get the garage to collect it under their motor trade insurance.

Turbomick1985 · Post by **Turbomick1985** » Fri Mar 21, 2014 7:29 pm

I would not drive a car without MOT, I think it's on VOSA website the penalties for getting caught without one, you CAN however drive to or from a test centre once your booked in and you will be covered by insurance, if that same cop catches him again he will go to town on him, not worth the risk because they take your car for no tax and no insurance but i don't know about MOT, check the VOSA website

Post by **Doggo** » Fri Mar 21, 2014 8:14 pm

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Sorry, that's probably not all that helpful.

jozefsan · Post by **jozefsan** » Fri Mar 21, 2014 8:20 pm

even if insurance state that you are covered without MOT this might not apply for road use. there are 2 reasons where he can get in trouble : 1. no MOT mean your car dont have proof of roadworthiness,therefore is not road worthy in eye of law. 2. if you fail MOT and you drive car you knowingly driving car with faults and this faults can be dangerous. so insurance might cover your car without MOT but it might be only as for car damage on car park from other drivers or fire and theft. its bit more into it and is not worth hassle really as owner might end up really bad without car and big fine.

Shiny · Post by **Shiny** » Fri Mar 21, 2014 9:22 pm

The insurance is as I said, nothing else.

It is a policy condition it must be roadworthy. If you drive an unroadworthy car, your insurance could be invalid. Driving a car without an Mot will make this more likely, even if only driven to the test station for a pre booked mot (which is the only time you can drive a roadworthy car on the road without an mot).

Many insurers have introduced a further condition that you must have a valid mot in force on your vehicle, or your insurance is invalid. Check your policy wordings, if it says this, you won't be covered to even drive to a pre booked mot. You riks an IN10, 6 points and a hefty fine.

Post by **Pushki** » Fri Mar 21, 2014 10:50 pm

My MOT ran out on the 17th.
I knew it was due soon, so I checked my paperwork. I'd driven it for 3 days illegally.

Booked it up for this morning and it passed with one advisory; 'Front brake pads'.

Mechanic: "Your car is in really good condition mate". "No corrosion at all"
Me:

Post by **lewd lude lover** » Sat Mar 22, 2014 10:45 am

Tell him to get a taxi and think himself Lucky