'Agreed value' on the insurance.. (Got a quote)

The "S" express · Post by **honda-hardy** » Sun Jul 27, 2014 10:43 pm

I have agreed value. At the moment it's for 3 grand. I have already phoned Chris knot prior to spending the money on my engine rebuild and once it's completely done I will have an agreed value of 4.5k, I also asked is the call would also be recorded, she said all calls are recorded. So I asked about the agreed value payout should the worst happen. She said they will pay that value minus my excess. She also said that the photos are good enough for evidence of condition without the need for an owners club inspector etc as it has a value of less than 10k. I'm with Chris knot as the broker and insured through highway.

DAN_ADRIAN FLUX · Post by **DAN_ADRIAN FLUX** » Sun Aug 03, 2014 9:35 pm

nitin_s1 wrote:Thanks dude. I'll give them a call as well.

Hi,
Did you give us a try for insurance? If so how did we do?
Regards,
Dan.

nitin_s1 · Post by **nitin_s1** » Sun Aug 03, 2014 9:37 pm

DAN_ADRIAN FLUX wrote:
nitin_s1 wrote:Thanks dude. I'll give them a call as well.
Hi,
Did you give us a try for insurance? If so how did we do?
Regards,
Dan.

Hi Dan, I will call you tomorrow after work.. @DAN_ADRIAN FLUX

Post by **NafemanNathan** » Mon Aug 04, 2014 8:18 am

How many miles do you do a year Nitin?

nitin_s1 · Post by **nitin_s1** » Mon Aug 04, 2014 8:39 am

Less then 4000 for sure.

Post by **NafemanNathan** » Mon Aug 04, 2014 8:47 am

I had an agree value on my silver 4th gen, which was my daily, but I only do about 5000 miles a year, so I was actually able to have it on a "Classic" policy. The only downside was that you don't accumilate NCB, but they were considerably cheaper than the next normal policy anyway that it was worth it. (Plus I've already got over 11 years NCB. I just intended to get a standard policy every 2 or 3 (?) years to keep my NCB alive). The agreed value was only £15 on top and they agreed £2500 I think it was for a standard other than exhaust and wheels lude.

Just gives you a few more options

hondansxr · Post by **hondansxr** » Tue Aug 05, 2014 7:47 pm

I JUST GOT ADRIAN FLUX to quote me on my lude 2000 my vti 2.2 they never asked what miles was on the car , i asked for 5000 agrred value and they quoted 374 pounds
my astra gte with ag value of 7000 is 146 quid go figure

nitin_s1 · Post by **nitin_s1** » Tue Aug 05, 2014 7:48 pm

hondansxr wrote:I JUST GOT ADRIAN FLUX to quote me on my lude 2000 my vti 2.2 they never asked what miles was on the car , i asked for 5000 agrred value and they quoted 374 pounds
my astra gte with ag value of 7000 is 146 quid go figure

That's great!!!!

Do they give you a written letter stating the £5k value??

mercutio · Post by **mercutio** » Wed Aug 06, 2014 7:30 pm

honda-hardy wrote: I also asked is the call would also be recorded, she said all calls are recorded. .

yes but did you ask how long they keep the recordings

GOONIESnvrSAYdie · Post by **GOONIESnvrSAYdie** » Wed Aug 06, 2014 7:39 pm

mercutio wrote:
honda-hardy wrote: I also asked is the call would also be recorded, she said all calls are recorded. .
yes but did you ask how long they keep the recordings