It is possible to insure a car on a VIN plate, but mainstream insurers won't do it (not their core business so not worth the hassle to them).
You can drive an insured but untaxed vehicle to a pre-booked MOT station (would have to be nearby though, the police would count driving several counties as taking the body lemonade!)
They'd probably get very interested in an unregistered car though and wouldn't understand/like any of it, so it probably really isn't worth the hassle...
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Import Costs
- wurlycorner
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As above, you can insure an imported vehicle on a VIN plate. Very few Insurers will do it as their computer systems are linked to the DVLA and have to have valid registration numbers.
There are a handful that can do it on a manually issued policy, i think we can even do it. You then have a certain period to get all the documents sorted and the vehicle registered, I believe it is 30 days.
As mentioned, you can drive a vehicle without mot or tax to pre booked MOT. Insurance "could" be an issue.
Firstly you have the issue that whilst you can legally drive to a pre booked MOT without an MOT, the car must still be roadworthy. So if there is something wrong with it that would deem it unroadworthy, your insurance will be invalid. What is more concerning is that many insurers now include in their policy wordings that a valid mot must be in force, in which case the insurance is not valid if the vehicle does not have an MOT.
An option would be hire a transport company to trailer it for you, sometimes when you factor in all the costs, it isn't a bad option and can be cost effective.
There are a handful that can do it on a manually issued policy, i think we can even do it. You then have a certain period to get all the documents sorted and the vehicle registered, I believe it is 30 days.
As mentioned, you can drive a vehicle without mot or tax to pre booked MOT. Insurance "could" be an issue.
Firstly you have the issue that whilst you can legally drive to a pre booked MOT without an MOT, the car must still be roadworthy. So if there is something wrong with it that would deem it unroadworthy, your insurance will be invalid. What is more concerning is that many insurers now include in their policy wordings that a valid mot must be in force, in which case the insurance is not valid if the vehicle does not have an MOT.
An option would be hire a transport company to trailer it for you, sometimes when you factor in all the costs, it isn't a bad option and can be cost effective.
