ok so research shows that the oem ''in radiator' oil cooler is not very efficient. Number of reasons:
Partially blocks hot water inlet thus reducing the radiators effectivity at cooling the engine
Suffers from heat soak from the hot water
is not very big
The tranny oil temp warning comes on at 110c. I want to have a system that keeps it at about 80 apparently.
Also the one thing that kills these engines is heat and cracked heads thanks to a bad design in the water channels over the valves. The 3.0 not near so bad as the 2.4 but preventative measures seem to add tens of thousands of miles to the engine. By deleting the in rad cooler I will get back a load of cooling for the engine. The Aussy boys are getting way cooler engine temps when hitting it hard after this mod and saving engines from death.
Also the tranny needs good cooling for towing. Its an auto as phil says for the ponies sake and this means heat. Again the one thing that seems to kill these is heat build up.It eats the graphite clutch plates so I understand. the roads that she will be driving will be very hard on an auto tranny. lots of tight hills with starts and stops from experience. its gonna need all the help it can get. As far as research shows overcooling is not an issue here. as big a cooler as you fancy seems to be the way to go.
I intend having the exterior cooler mounted at the front with the fan on either a thermostat inline with the incoming oil or attached to a switch in the cab to be flicked whenever getting into the country roads or going uphill.
There are no real problems known with the box its just that most people who want to tow or seriously off road do this mod and suffer no heat peoblems. Otherwise it seems tyota could have done a better job on the cooling full stop. The one killer issue is rust in the rad. If the plate seperating the two goes then you suffer what they call ''pink milkshake syndrom''

as the tranny oil and rad coolant are liberally mixed together... this is another good reason to delete the in rad cooler.
Lots of people put in a little rad in series with the in rad cooler but I fancy going the 25 row route and delete it all together.
Eventually I will be looking for a new manual rad to remove the blockage altogether but that is a little bit away as its in great condition.
Then the oil temp gauge. Tap it into the tranny sump and set the alarm at 105 so she can get a bit more warning than the oem system will allow. This also allows great monitoring of the box 'on the go' as it were.
I did think about this mod for the lude but decided it doesnt get used hard enough (being in a garage not withstanding)

6th gen Prelude please Mr Honda. RWD 2.4 turbo lude.