'Agreed value' on the insurance.. (Got a quote)

nitin_s1 · Post by **nitin_s1** » Sun Aug 17, 2014 5:47 pm

Brilliant thanks..

Would Sky insurance do two different policies or you can only do one at a time..?

Post by **Donald** » Sun Aug 17, 2014 7:16 pm

Nitin how do you think people own more than one car?

nitin_s1 · Post by **nitin_s1** » Sun Aug 17, 2014 7:22 pm

Always wondered that...

'92 Si VTEC · Post by **jjmartin349571** » Sun Aug 17, 2014 10:03 pm

Donald wrote:Nitin how do you think people own more than one car?

It's all smoke and mirrors!

bb1boy · Post by **bb1boy** » Mon Aug 18, 2014 10:25 am

jjmartin349571 wrote:
Donald wrote:Nitin how do you think people own more than one car?
It's all smoke and mirrors!

..and their mum's name on the V5

nitin_s1 · Post by **nitin_s1** » Wed Aug 20, 2014 6:08 pm

Finally got an quote from Adrian Flux.

All mods declare plus 7 years no claims and the price is increased to £877.73 and I have to pay £27.50 if I choose to have 'agreed value' on the car..

The £27 is ok to have that piece of mind of agreed value but I thought the whole insurance was going to be cheaper then at least £877..

(previously I received a renewal letter from Sky at £700ish before my insurance ran out)

@DAN_ADRIAN FLUX

Post by **Gayno** » Wed Aug 20, 2014 6:24 pm

nitin_s1 wrote:Can I have two different insurance for two different cars??

As the others have said, yes you can. However you can only use no claims bonus on one policy.

So your 7 years NCB on the Prelude, for the other car you will have to declare 0 NCB but if you phone them say that you have 7 years on another policy they might give you a discount.

When I had a second car I insured it with same company as the lude, they gave me 2 years NCB discount on the policy when I had 7 years on the lude policy.

'92 Si VTEC · Post by **jjmartin349571** » Wed Aug 20, 2014 6:29 pm

^
Funnily enough, if you buy Admiral multicar insurance online they ask you to not duplicate your no claims when you enter the details - I started my policy off with 2 cars and their separate no claims. I've added/removed a few cars since then though (over the phone) and each time I've added a new car they've been happy to mirror my NCB from my main car

But yeah, most other places I've tried over the years haven't been that hot on offering a discount for NCB in use on another car, I think they liked the idea of my money in their pocket too much

nitin_s1 · Post by **nitin_s1** » Wed Aug 20, 2014 7:12 pm

Have to give Sky a shout out tomorrow then and see if they help me out

89 UKDM BA4 4WS (resto job!) · Post by **wurlycorner** » Wed Aug 20, 2014 8:05 pm

Gayno wrote: As the others have said, yes you can. However you can only use no claims bonus on one policy.

Unless you have clocked up NCB on more than one car/policy, of course, in which case you have more than one NCB...